94903 ZIP Code — San Rafael, CA

Marin County, California

ZIP code 94903 is located in San Rafael, California, within Marin County. It covers approximately 19.89 square miles and serves a population of 31,582 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 415/628.

About ZIP code 94903

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $1,107,500. Owner-occupancy sits near the national average at 65%.

The gap between median ($131,172) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 24% of workers work from home.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 94903 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

31,582
population
19.89
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
94903 ZIP code map
Cities in ZIP code 94903

Below are the cities the US Postal Service accepts for ZIP code 94903. Using any city not on this list may result in mail delivery delays.

City Status
San Rafael Acceptable
San Rafael Preferred
Nearby ZIP codes
94960 San Anselmo (3.2 mi) 94949 Novato (3.2 mi) 94901 San Rafael (4.1 mi) 94901 San Rafael (4.1 mi) 94998 Novato (6 mi) 94939 Larkspur (6 mi) 94974 San Quentin (6.5 mi) 94930 Fairfax (7 mi) 94925 Corte Madera (7.2 mi) 94945 Novato (7.4 mi) 94947 Novato (7.8 mi) 94946 Nicasio (8.9 mi)
Demographics updated 06/2026
Population
Total population 31,582
Population density 1,588 / sq mi
State FIPS 06
County FIPS 041
Geography
Land area 19.89 sq mi
Water area 0.68 sq mi
Latitude 38.0240
Longitude -122.5400
Timezone Pacific (PT)
Area code 415/628
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 23.6% 21.4% 32.6%
$50k – $100k 23.1% 21.0% 27.7%
$100k – $200k 29.3% 27.8% 26.4%
Over $200k 24.1% 29.8% 13.3%

Demographics & statistics

31,582
Population
1,588
People per sq mi
48.8
Median age
$131,172
Median household income
$70,546
Per capita income
$1,107,500
Median home value
$2,776
Median monthly rent
64.8%
Home ownership
6.4%
Poverty rate
6.3%
Unemployment
8,471
Housing units
54.1%
Bachelor's or higher

Age distribution

Male Female
439
Under 5
497
686
5–9
775
739
10–14
836
986
15–19
1,114
759
20–24
857
1,557
25–34
1,760
1,424
35–44
1,608
2,208
45–54
2,494
1,137
55–59
1,284
1,094
60–64
1,236
1,708
65–74
1,930
1,321
75–84
1,493
770
85+
870
← Male
Female →

Age summary

GroupCount%
Under 185,04416.0%
18 and over26,53884.0%
65 and over8,09225.6%
Median age48.8 years

Race & ethnicity

White 59.6%
Hispanic or Latino 13.6%
Two or more races 10.4%
Other race 7%
Asian 6.4%
Black or African American 2.6%
American Indian / Alaska Native 0.3%
Native Hawaiian / Pacific Islander 0.1%
GroupCount%
White21,77259.6%
Hispanic or Latino4,97513.6%
Two or more races3,79610.4%
Other race2,5547%
Asian2,3536.4%
Black or African American9452.6%
American Indian / Alaska Native1100.3%
Native Hawaiian / Pacific Islander520.1%

Household income

Income range This ZIP County avg State avg
Under $50k 23.6% 21.4% 32.6%
$50k – $100k 23.1% 21.0% 27.7%
$100k – $200k 29.3% 27.8% 26.4%
Over $200k 24.1% 29.8% 13.3%
Under $10k 4.2%
$10k–$15k 2.3%
$15k–$25k 4.5%
$25k–$35k 2.9%
$35k–$50k 5.8%
$50k–$75k 11.1%
$75k–$100k 9.9%
$100k–$150k 16.4%
$150k–$200k 12.9%
$200k+ 30.0%
Range% of households
Under $10k4.2%
$10k–$15k2.3%
$15k–$25k4.5%
$25k–$35k2.9%
$35k–$50k5.8%
$50k–$75k11.1%
$75k–$100k9.9%
$100k–$150k16.4%
$150k–$200k12.9%
$200k+30.0%
Median income$131,172

Housing

Home values

Under $50k 1.1%
$50k–$100k 0.2%
$100k–$150k 1.0%
$150k–$200k 0.5%
$200k–$300k 1.6%
$300k–$500k 4.9%
$500k–$1M 30.0%
$1M+ 60.7%

Housing overview

MetricValue
Median home value$1,107,500
Median rent / month$2,776
Owner occupied64.8%
Renter occupied35.2%
Vacant3.9%
Single-family detached60.1%
Large apartment buildings17.3%
Mobile homes1.7%
Median rooms5.5
Avg household size (owned)2.53

Year built

Era%
2020 or later1.0%
2010–20191.2%
2000–20094.6%
1990–199910.8%
1980–19897.9%
1970–197917.1%
1960–196926.6%
1950–195926.9%
1940–19493.1%
1939 or earlier0.8%

Bedrooms

Size% of units
No bedroom (studio)2.3%
1 bedroom14.1%
2 bedrooms20.1%
3 bedrooms34.7%
4 bedrooms23.7%
5+ bedrooms5.1%

Vehicles per household

Vehicles% of households
No vehicle9.1%
1 vehicle34.4%
2 vehicles37.1%
3 or more19.3%

Heating fuel

Fuel type%
Utility gas69.3%
Electricity28.0%
Propane / LP gas1.5%
Wood0.2%
Solar0.7%
No fuel used0.1%

Households & families

Household typeCount%
Married-couple family6,21850.5%
Cohabiting couple5724.6%
Male householder, no spouse1,1929.7%
Female householder, no spouse4,32635.1%
Households with children under 183,01024.5%
Households with seniors (65+)5,63945.8%
Average household size2.44

Marital status

StatusMaleFemale
Never married33.1%27.3%
Married54.7%43.7%
Separated0.6%2.1%
Widowed2.2%9.6%
Divorced9.4%17.3%

Education

Less than 9th grade 3.5%
Some HS, no diploma 4.5%
HS graduate 12.9%
Some college, no degree 16.8%
Associate's degree 8.2%
Bachelor's degree 32.7%
Graduate / professional 21.5%
Metric%
HS diploma or higher92.0%
Bachelor's or higher54.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool2053.2%
Kindergarten3906.1%
Elementary school2,38337.0%
High school1,53523.9%
College / grad school1,91929.8%

Employment

Industry of employment

Education & healthcare 22.3%
Professional & management 20.5%
Retail trade 11.9%
Arts, food & hospitality 8.6%
Transportation & utilities 6.2%
Finance & real estate 5.9%
Other services 5.1%
Construction 5.0%
Manufacturing 4.9%
Public administration 4.0%
Information 3.4%
Wholesale trade 1.5%
Agriculture & mining 0.8%

Occupation

Category%
Management, business & arts53.9%
Service12.0%
Sales & office22.8%
Natural resources & construction3.3%
Production & transportation7.9%

Employment type

Type%
Private sector76.5%
Government11.4%
Self-employed11.9%
Unpaid family workers0.3%

Commute

Method%
Drive alone54.8%
Carpool8.9%
Public transit6.6%
Walk4.1%
Work from home23.9%
Other means1.7%
Avg commute (minutes)27.5

Poverty

All people 6.4%
Under 18 years 4.5%
18 and over 6.7%
Married-couple families 1.7%
Female-led households 10.5%

Income support

Source% of households
Social Security42.0%
Retirement income30.8%
Supplemental Security4.5%
Cash public assistance1.7%
Food stamps / SNAP4.1%

Health indicators

Condition%
Obesity22.9%
High blood pressure28.1%
High cholesterol31.7%
Diabetes9.0%
Heart disease6.3%
Stroke2.8%
Asthma9.1%
Arthritis24.9%
Kidney disease2.9%
Pulmonary disease5.5%
Cancer8.5%
Behavior / access%
Smoking8.3%
Binge drinking16.2%
No physical activity15.6%
Less than 7 hrs sleep26.3%
Depression15.8%
Fair or poor health10.9%
Poor mental health11.6%
Poor physical health8.6%
No health insurance7.6%
Visited doctor (checkup)68.6%
Visited dentist74.0%
Cholesterol screening94.2%
Teeth loss7.7%

Veterans & disability

VeteransCount%
Civilian veterans1,1724.4%
Disability%
Any disability13.4%
Under 184.1%
18–64 years8.0%
65 and over32.1%

Health insurance coverage

Type%
Private insurance76.8%
Public insurance35.0%
No insurance6.3%
Uninsured under 193.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only30,64697.0%
Spanish3,31210.8%
Other Indo-European1,3904.5%
Asian & Pacific Islander4561.5%
Other languages5321.7%

Place of birth & citizenship

OriginCount%
Native born (US)24,96979.1%
Born in same state24,32677.0%
Born in different state15,46549.0%
Foreign born6432.0%
Naturalized citizen6,61320.9%
Not a US citizen3,54053.5%

Ancestry

AncestryCount%
Italian4,25413.5%
French3,26710.3%
Arab8762.8%
English4631.5%
Polish4151.3%
AncestryCount%
Norwegian1830.6%
German1720.5%
Dutch1640.5%
Irish1070.3%

Technology access

Metric% of households
Computer access39.0%
Internet access96.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94903

What city is ZIP code 94903 in?

ZIP code 94903 is primarily assigned to San Rafael, California.

What county is ZIP code 94903 in?

ZIP code 94903 falls within Marin County, California.

Does ZIP code 94903 have an older population?

26% of residents in ZIP code 94903 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 94903?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 94903 have a large retiree population?

42% of households in ZIP code 94903 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 94903?

The median household income in ZIP code 94903 is $131,172, above the national median of ~$75,000.

What timezone is ZIP code 94903 in?

ZIP code 94903 observes the PST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →