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California ZIP Codes
Marin County
San Rafael, CA
94903
94903 ZIP Code — San Rafael, CA
Marin County, California
ZIP code 94903 is located in
San Rafael ,
California ,
within Marin County .
It covers approximately 19.89 square miles and serves a population of
31,582 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 415/628 .
About ZIP code 94903
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $1,107,500. Owner-occupancy sits near the national average at 65%.
The gap between median ($131,172) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 24% of workers work from home.
Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 94903 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.
94903 ZIP code map
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Cities in ZIP code 94903
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
31,582
Population density
1,588 / sq mi
State FIPS
06
County FIPS
041
Geography
Land area
19.89 sq mi
Water area
0.68 sq mi
Latitude
38.0240
Longitude
-122.5400
Timezone
Pacific (PT)
Area code
415/628
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
23.6%
21.4%
32.6%
$50k – $100k
23.1%
21.0%
27.7%
$100k – $200k
29.3%
27.8%
26.4%
Over $200k
24.1%
29.8%
13.3%
Demographics & statistics
$131,172
Median household income
$1,107,500
Median home value
$2,776
Median monthly rent
54.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 5,044 16.0%
18 and over 26,538 84.0%
65 and over 8,092 25.6%
Median age 48.8 years
Race & ethnicity
Black or African American
2.6%
American Indian / Alaska Native
0.3%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 21,772 59.6%
Hispanic or Latino 4,975 13.6%
Two or more races 3,796 10.4%
Other race 2,554 7%
Asian 2,353 6.4%
Black or African American 945 2.6%
American Indian / Alaska Native 110 0.3%
Native Hawaiian / Pacific Islander 52 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
23.6%
21.4%
32.6%
$50k – $100k
23.1%
21.0%
27.7%
$100k – $200k
29.3%
27.8%
26.4%
Over $200k
24.1%
29.8%
13.3%
Range % of households
Under $10k 4.2%
$10k–$15k 2.3%
$15k–$25k 4.5%
$25k–$35k 2.9%
$35k–$50k 5.8%
$50k–$75k 11.1%
$75k–$100k 9.9%
$100k–$150k 16.4%
$150k–$200k 12.9%
$200k+ 30.0%
Median income $131,172
Housing
Housing overview
Metric Value
Median home value $1,107,500
Median rent / month $2,776
Owner occupied 64.8%
Renter occupied 35.2%
Vacant 3.9%
Single-family detached 60.1%
Large apartment buildings 17.3%
Mobile homes 1.7%
Median rooms 5.5
Avg household size (owned) 2.53
Year built
Era %
2020 or later 1.0%
2010–2019 1.2%
2000–2009 4.6%
1990–1999 10.8%
1980–1989 7.9%
1970–1979 17.1%
1960–1969 26.6%
1950–1959 26.9%
1940–1949 3.1%
1939 or earlier 0.8%
Bedrooms
Size % of units
No bedroom (studio) 2.3%
1 bedroom 14.1%
2 bedrooms 20.1%
3 bedrooms 34.7%
4 bedrooms 23.7%
5+ bedrooms 5.1%
Vehicles per household
Vehicles % of households
No vehicle 9.1%
1 vehicle 34.4%
2 vehicles 37.1%
3 or more 19.3%
Heating fuel
Fuel type %
Utility gas 69.3%
Electricity 28.0%
Propane / LP gas 1.5%
Wood 0.2%
Solar 0.7%
No fuel used 0.1%
Households & families
Household type Count %
Married-couple family 6,218 50.5%
Cohabiting couple 572 4.6%
Male householder, no spouse 1,192 9.7%
Female householder, no spouse 4,326 35.1%
Households with children under 18 3,010 24.5%
Households with seniors (65+) 5,639 45.8%
Average household size 2.44
Marital status
Status Male Female
Never married 33.1% 27.3%
Married 54.7% 43.7%
Separated 0.6% 2.1%
Widowed 2.2% 9.6%
Divorced 9.4% 17.3%
Education
Some college, no degree
16.8%
Graduate / professional
21.5%
Metric %
HS diploma or higher 92.0%
Bachelor's or higher 54.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 205 3.2%
Kindergarten 390 6.1%
Elementary school 2,383 37.0%
High school 1,535 23.9%
College / grad school 1,919 29.8%
Employment
Industry of employment
Education & healthcare
22.3%
Professional & management
20.5%
Arts, food & hospitality
8.6%
Transportation & utilities
6.2%
Finance & real estate
5.9%
Public administration
4.0%
Agriculture & mining
0.8%
Occupation
Category %
Management, business & arts 53.9%
Service 12.0%
Sales & office 22.8%
Natural resources & construction 3.3%
Production & transportation 7.9%
Employment type
Type %
Private sector 76.5%
Government 11.4%
Self-employed 11.9%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 54.8%
Carpool 8.9%
Public transit 6.6%
Walk 4.1%
Work from home 23.9%
Other means 1.7%
Avg commute (minutes) 27.5
Poverty
Married-couple families
1.7%
Female-led households
10.5%
Income support
Source % of households
Social Security 42.0%
Retirement income 30.8%
Supplemental Security 4.5%
Cash public assistance 1.7%
Food stamps / SNAP 4.1%
Health indicators
Condition %
Obesity 22.9%
High blood pressure 28.1%
High cholesterol 31.7%
Diabetes 9.0%
Heart disease 6.3%
Stroke 2.8%
Asthma 9.1%
Arthritis 24.9%
Kidney disease 2.9%
Pulmonary disease 5.5%
Cancer 8.5%
Behavior / access %
Smoking 8.3%
Binge drinking 16.2%
No physical activity 15.6%
Less than 7 hrs sleep 26.3%
Depression 15.8%
Fair or poor health 10.9%
Poor mental health 11.6%
Poor physical health 8.6%
No health insurance 7.6%
Visited doctor (checkup) 68.6%
Visited dentist 74.0%
Cholesterol screening 94.2%
Teeth loss 7.7%
Veterans & disability
Veterans Count %
Civilian veterans 1,172 4.4%
Disability %
Any disability 13.4%
Under 18 4.1%
18–64 years 8.0%
65 and over 32.1%
Health insurance coverage
Type %
Private insurance 76.8%
Public insurance 35.0%
No insurance 6.3%
Uninsured under 19 3.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 30,646 97.0%
Spanish 3,312 10.8%
Other Indo-European 1,390 4.5%
Asian & Pacific Islander 456 1.5%
Other languages 532 1.7%
Place of birth & citizenship
Origin Count %
Native born (US) 24,969 79.1%
Born in same state 24,326 77.0%
Born in different state 15,465 49.0%
Foreign born 643 2.0%
Naturalized citizen 6,613 20.9%
Not a US citizen 3,540 53.5%
Ancestry
Ancestry Count %
Italian 4,254 13.5%
French 3,267 10.3%
Arab 876 2.8%
English 463 1.5%
Polish 415 1.3%
Ancestry Count %
Norwegian 183 0.6%
German 172 0.5%
Dutch 164 0.5%
Irish 107 0.3%
Technology access
Metric % of households
Computer access 39.0%
Internet access 96.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 94903
What city is ZIP code 94903 in?
ZIP code 94903 is primarily assigned to San Rafael, California.
What county is ZIP code 94903 in?
ZIP code 94903 falls within Marin County, California.
Does ZIP code 94903 have an older population?
26% of residents in ZIP code 94903 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 94903?
54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 94903 have a large retiree population?
42% of households in ZIP code 94903 receive Social Security income, suggesting a significant retiree or disability population.
What is the median household income in ZIP code 94903?
The median household income in ZIP code 94903 is $131,172, above the national median of ~$75,000.
What timezone is ZIP code 94903 in?
ZIP code 94903 observes the PST timezone.
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